A Medicaid Compliant Annuity (MCA) is a powerful spend-down tool that can be used in crisis Medicaid planning. It is designed to accelerate your client’s eligibility for Medicaid benefits by converting their excess countable assets into an income stream.

Long-Term Care Insurance (LTCI) is an excellent pre-planning tool for healthy clients who want to plan for potential future care costs. Available in both traditional and hybrid policies, LTCI can be customized to meet your client’s specific needs and goals.

A great product for seniors looking to spend down assets and plan for end-of-life costs, a Funeral Expense Trust consists of a small whole life insurance policy that is irrevocably assigned to a funeral trust. Loved ones can use these funds to pay for final expenses.

Not all contracts are Medicaid compliant, so a pre-existing annuity, promissory note, or other contract can spell trouble for Medicaid eligibility. Let us determine if the contract has value on the secondary market, get multiple offers for your client, and help you earn a commission in the process.

Although rare, some cases are misunderstood and can result in a Medicaid denial. If your client receives a denial due to a product purchased through our office, we provide complimentary expert testimony and litigation support from our in-house legal staff.

One of our main priorities is making sure you have the education and tools you need to succeed in the industry. We offer state-specific Medicaid planning resources, live and on-demand webinars, white papers, videos, free discovery calls, and so much more.