Long-Term Care Insurance (LTCI) is the ultimate pre-planning tool for retirement-aged clients. It provides coverage in the event they require a nursing home stay, assisted living, or home health care at some point in the future. Traditional LTCI functions like a typical insurance policy where the owner pays a premium now in exchange for future benefits. The policy has zero cash value and can be structured to meet the specific needs of each client.
BENEFITS OF TRADITIONAL LONG-TERM CARE INSURANCE INCLUDE:
Policies Tailored to Each Case
Multiple Facility Options
Eligible for State Partnership Program
Protected Premium Investment
TRADITIONAL LTCI MAY BE RIGHT FOR YOUR CLIENT IF THEY:
Are in good health and between the ages of 30 and 79
Are worried about their future long-term care
Want a cost-effective LTCI policy
Want peace of mind
ADDITIONAL PRODUCT INFORMATION
INTERESTED IN TRADITIONAL LONG-TERM CARE INSURANCE?
Schedule a Discovery Call with one of our in-house experts or contact our office to get started.