Disclaimer: With Medicaid, VA, and insurance regulations frequently changing, past blog posts may not be presently accurate or relevant. Please contact our office for information on current planning strategies, tips, and how-to's.
Almost 90% of seniors want to continue to stay in their home as they age, according to AARP. As a family member or loved one, there are a few things you will want to watch out for when taking care of a senior while they remain in their home or your home.
Many people who become caregivers do not know their limits. They try to balance the care of the senior, their kids/spouse/grandchildren while also trying to maintain their full-time job. As a caregiver, people need to understand their limitations and know when it may be time to ask for help or move your loved one to a facility that can take better care of them. Especially if your loved one requires special care; it may be a better option to have them be taken care of by a professional.
Look at finances. Caregivers may have to pay quite a bit out of pocket because the senior’s care is not fully covered by insurance, Medicare, Medicaid, and social security. How much is a caregiver willing to invest in a senior’s care before it’s too much? That is something that should be decided beforehand.
Ask for support from family members and care professionals. Caregivers should look for organizations in their area to help support them or provide a kind of care that you may not be able to provide. There are also adult day care programs that help caregivers that work full or part-time so their life can be a little more balance than having to care for them all day while also trying to get their hours in for their job.READ MORE